Humana Medicare Advantage plans offered in Las Cruces

Medicare Advantage plansAdvantage plans are extra beneficial plans which are offered by private institutions to the citizens of the United States who are eligible for the Original Medicare. These private organisations are credited and approved by medicare. More and more people are switching to advantage plans, because of the fact that they not only manage your original medicare but also provide extra benefits apart from medicare, at a very affordable cost. Humana Medicare Advantage plans offer an affordable monthly premium and tons of benefits. Many of the Humana Medicare Advantage plans offered in Las Cruces are discussed below.

 

 

 

 

  1. Humana Choice H5216-137 (PPO)

With an overall rating of 4, the plan is offered at a monthly premium of $0. The annual deductible for the plan is $1000, along with a maximum out of pocket expense of $6700. While visiting your primary doctor you have to pay a copay of $20 for inside the network doctor, and a copay of $50 while visiting a specialist The plan also covers your prescription drugs, with a deductible of $435. The deductible is applicable to preferred brand, non preferred drug, and specialty tier. For generic and brand name you have to pay a coinsurance of 25%. The plan also provides cardiac and pulmonary rehabilitation services, occupational therapy services, as well as speech therapy services. The plan also covers up to 100 days of Skilled Nursing Facility.

 

  1. Humana Choice H5216-077 (PPO)

With an overall rating of 4, the plan is offered at a monthly premium of $0. The plan has no annual in-network deductible and an out of pocket maximum expense of $4400. You have to pay a $0 copay for visiting your primary health care provider, and a $30 copay for an office visit to a specialist. The plan does not cover your prescription drug needs. The plan also provides extra benefits like home health care services, preventive care services, eye exams, eyewear, contact lenses, eyeglasses, glaucoma screening, routine hearing exams, fitness benefits, Silver sneakers program, outpatient mental health services, transportation services, as well as chiropractic coverage. The plan also provides alternative acupuncture services at a $0 copay, with 25 treatments per year.

 

  1. Humana Honor (PPO)

With an overall rating of 4, the Humana honor plan has a monthly premium of $0. It is a preferred provider organisation plan, which lets you choose a healthcare provider of your choice. In this plan, you don’t even have to get a referral to see any special doctor. The plan has no annual deductible, and an out of pocket maximum of $4400. Under this plan, you also have to pay a $20 copay for visiting your primary doctor, and a $50 copay for visiting a specialist. Humana Honor plan provides added services like dental coverage, oral exams, vision care, hearing services, and transportation services. You are also entitled to fitness, and over the counter benefits. However, the plan does not cover prescription drug services and you have to enrol in a Part D plan separately.

 

  1. Humana Choice H5216-196 (PPO)

With an overall rating of 4, the plan is offered at a monthly premium of $0. The annual deductible for the plan is $1000, with an out of pocket maximum of $6700. While visiting your primary doctor who has to pay a copay of $0, and for a specialist a copay of $45. The plan covers prescription drug services as well, with a deductible of $195. The deductible is applicable to the non-preferred drug and specialty tier. For generic as well as brand name drugs you have to pay a 25% coinsurance. For the urgently needed services, you have to pay a maximum copay of $65. The plan also covers outpatient mental health, at $20 copay.

 

  1. Humana Value Plus H5216-199 (PPO)

With an overall rating of 4, the plan is offered at a monthly premium of $16.80. This plan charges the medicare defined annual deductible amount of part B of your medicare. It also has a maximum out of pocket expense of $6700. Along with providing prescription drug coverage, it also covers in-hospital care for both acute as well as psychiatric services. The deductible for prescription drugs is $435, which is applicable to generic, preferred brand, non-preferred drugs, and specialty tier. You have to pay a 25% coinsurance for generic or brand name drugs. It also covers home health services and preventive care at a $0 copay. The plan has a network of nurses, pharmacies, doctors. Using the in-network services you would pay much less for the covered services. It also covers your transportation costs thus saving your out of pocket expense.

 

  1. Humana Gold Choice H8145-123 (PFFS)

With an overall rating of 3.4, the plan is offered at a monthly premium of $127. The plan has no annual deductible and an out of pocket maximum of $6700. While visiting your primary doctor you have to pay a copay of $15 and for a specialist, you have to pay a copay of $50. The plan includes prescription drug services as well with a deductible amount of $300. The deductible amount is applicable to preferred brand, non-preferred drug, and specialty tier. For generic as well as brand name drugs you have to pay a 25% coinsurance. The plan covers outpatient surgery and rehabilitation services. Along with this, the plan provides medicare approved dental services, eye exams, eyewear, glaucoma screening, hearing exams, over the counter benefits, as well as enrollment in the SilverSneakers program.